Free tool
Digital grant finder for Malaysian SMEs
Answer seven quick questions to see which Malaysian grants and financing schemes could pay for your website, app, automation, online store, e-Invoice or cybersecurity project. Each match shows the amount, the share it pays, why it fits, its status and the official link. 6 schemes, checked on 22 October 2026.
Last updated
Grant rules change often. Confirm every detail with the agency before you apply.
Worked example
A small Sdn Bhd in services, 100% Malaysian, 2 to 3 years old, wanting a website:
1 scheme could pay for this
1 scheme matches: BAP Alternative Financing Programme 2025
BAP Alternative Financing Programme 2025
Check with the agencySME Corp Malaysia with microLEAP · Financing
- Amount
- Up to RM 400,000
- Who pays
- A loan you repay
- Covers
- ICT adoption, advertising and promotion, machinery and equipment
Shariah financing at 3.5% a year. Up to 40% can convert to a grant if you repay on time, with SME Corp approval.
Fits your answers: it pays for a website and you meet the rules listed.
Who can apply
- Micro, small or medium businesses
- The business must already be generating revenue
- Three years of audited accounts and collateral are not required
How to apply
- 1Apply through microLEAP, the financing platform SME Corp works with.
- 2Repay on time, then ask SME Corp to convert part of it to a grant.
Launched 8 September 2025 with RM35 million. No closing date published, so ask SME Corp first.
Official pageBAP Alternative Financing Programme 2025 (opens in a new tab) Checked 22 October 2026
Microfinancing 2026
OpenMinistry of Finance, through AIM, BSN, TEKUN, MARA, Agrobank and Bank Rakyat · Financing
- Amount
- Up to RM 100,000
- Who pays
- A loan you repay
- Covers
- General business financing, not only digital. Ask the lender if your project counts.
Loans up to RM100,000, from 3% a year on some schemes. More than RM5 billion set aside for 2026.
Fits your answers: it pays for a website and you meet the rules listed.
Who can apply
- Micro businesses
- Each lender sets its own rules and target groups
How to apply
- 1Pick the lender whose scheme fits your business.
- 2Apply to that lender directly with your quotation and business records.
Provided for 2026, announced by the Ministry of Finance on 14 May 2026.
Official pageMicrofinancing 2026 (opens in a new tab) Checked 22 October 2026
Budget 2027 AI and automation support for MSMEs
Opens laterMDEC · Government programme
- Amount
- Maximum not stated
- Who pays
- Share not stated
- Covers
- AI and automation adoption
RM30 million to help 4,000 MSMEs. The amount per business and the terms are not announced yet.
Fits your answers: it pays for a website and you meet the rules listed.
Who can apply
- Micro, small or medium businesses
How to apply
- 1Not open yet. Watch MDEC for the application details.
Announced with Budget 2027 in October 2026. No application window yet.
Official pageBudget 2027 AI and automation support for MSMEs (opens in a new tab) Checked 22 October 2026
MSME Digital Grant MADANI (GDPM)
ClosedBSN, with MDEC and MCMC · Matching grant
- Amount
- Up to RM 5,000
- Who pays
- Scheme pays 50%
- Covers
- Digital marketing and sales, e-POS, HR and CRM, ERP and accounting, cybersecurity, AI, IoT and e-Invoice
Up to 50% of the invoice, you pay the rest. Paid to the provider after delivery.
Fits your answers: it pays for a website and you meet the rules listed.
Who can apply
- Needs at least 60% Malaysian ownership
- Needs 6 months of operation
- Micro, small or medium businesses
- Registered with SSM or holding a local council business licence
- Average sales of at least RM50,000 a year
- The provider must be on MDEC's listed digitalisation partners
- Not for past digitalisation matching grant recipients, except for e-Invoice
How to apply
- 1Get a quotation from a provider on MDEC's list.
- 2Apply online with your IC, SSM certificate, bank statements and the quotation.
- 3Once approved, pay your share; the provider delivers and claims the grant.
Applications closed on 5 September 2025. No 2026 round announced yet.
Official pageMSME Digital Grant MADANI (GDPM) (opens in a new tab) Checked 22 October 2026
DIAF ESG Adoption grant
OpenMIDA · Matching grant
- Amount
- Up to RM 500,000
- Who pays
- Scheme pays 50%
- Covers
- Only the first year of ESG or carbon data-tracking software
50:50 matching, reimbursed case by case. Marketing costs and general computers are not covered.
Fits your answers: it pays for a website and you meet the rules listed.
Who can apply
- Sdn Bhd
- Needs at least 51% Malaysian ownership
- Needs 3 years of operation
- Manufacturing or Services, retail or F&B
- Registered with SSM
- Services only in listed areas, such as private healthcare, private education, logistics or digital infrastructure
- Manufacturers need a Manufacturing Licence or MIDA exemption letter
- Listed companies, MNCs or GLCs hold 20% or less
How to apply
- 1Complete the ESG self-assessment on MIDA's sustainability portal.
- 2Get quotations and apply through InvestMalaysia (MIDA's online portal).
- 3Spend only after MIDA's acknowledgement letter, then claim the reimbursement.
MIDA considers applications received until 31 October 2026.
Official pageDIAF ESG Adoption grant (opens in a new tab) Checked 22 October 2026
SME Digitise! (Sarawak)
ClosedSarawak Digital Economy Corporation (SDEC) · Matching grant
- Amount
- Up to RM 2,000
- Who pays
- Scheme pays 80%
- Covers
- Hardware or software you quote for
80% of each item, up to RM2,000 per item. You pay 20%.
Fits your answers: it pays for a website and you meet the rules listed.
Who can apply
- Needs 1 year of operation
- Micro businesses
- Bumiputera-owned only
- Sarawak Bumiputera owner, business registered in Serian or Mukah (2025 intake)
- Owner aged 18 to 45, average monthly income under RM5,000
How to apply
- 1Apply through SDEC during an intake window.
- 2If selected, submit quotations for the items and join the programme.
The 2025 intake ran from 2 July to 2 August 2025.
Official pageSME Digitise! (Sarawak) (opens in a new tab) Checked 22 October 2026
Schemes that do not fit yet
Microfinancing 2026(opens in a new tab)Ministry of Finance, through AIM, BSN, TEKUN, MARA, Agrobank and Bank Rakyat
For micro businesses only
Budget 2027 AI and automation support for MSMEs(opens in a new tab)MDEC
Does not pay for a website
MSME Digital Grant MADANI (GDPM)(opens in a new tab)BSN, with MDEC and MCMC
Not taking applications now
DIAF ESG Adoption grant(opens in a new tab)MIDA
Does not pay for a website. Needs 3 years of operation
SME Digitise! (Sarawak)(opens in a new tab)Sarawak Digital Economy Corporation (SDEC)
Not taking applications now. Does not pay for a website. For micro businesses only. For Bumiputera-owned businesses only
BAP Alternative Financing Programme 2025(opens in a new tab)SME Corp Malaysia with microLEAP
Turn the grant into a working system
Most applications ask for a clear scope and a quotation. Pali prepares both, then builds it.
- Scope the project the grant will pay for, in plain terms you can defend.
- Prepare the quotation and project description the application asks for.
- Build and deliver it with the invoices and proof of delivery the grant reporting needs.
- Pali is not an approved vendor or partner of any agency. If a scheme needs a listed vendor, we say so first.
- Price
- RM 300, credited to the build
- Timeline
- Discovery Sprint, 5 working days
Which grants pay for digital projects in Malaysia?
Every scheme in this tool with its key facts and official link.
| Scheme | Amount and share | Who can apply | Status |
|---|---|---|---|
| DIAF ESG Adoption grant MIDA | Up to RM 500,000 Scheme pays 50% | Sdn Bhd. Needs at least 51% Malaysian ownership. Needs 3 years of operation. Manufacturing or Services, retail or F&B | Open |
| BAP Alternative Financing Programme 2025 SME Corp Malaysia with microLEAP | Up to RM 400,000 A loan you repay | Micro, small or medium businesses. The business must already be generating revenue. Three years of audited accounts and collateral are not required | Check with the agency |
| Budget 2027 AI and automation support for MSMEs MDEC | Maximum not stated Share not stated | Micro, small or medium businesses | Opens later |
| Microfinancing 2026 Ministry of Finance, through AIM, BSN, TEKUN, MARA, Agrobank and Bank Rakyat | Up to RM 100,000 A loan you repay | Micro businesses. Each lender sets its own rules and target groups | Open |
| MSME Digital Grant MADANI (GDPM) BSN, with MDEC and MCMC | Up to RM 5,000 Scheme pays 50% | Needs at least 60% Malaysian ownership. Needs 6 months of operation. Micro, small or medium businesses. Registered with SSM or holding a local council business licence | Closed |
| SME Digitise! (Sarawak) Sarawak Digital Economy Corporation (SDEC) | Up to RM 2,000 Scheme pays 80% | Needs 1 year of operation. Micro businesses. Bumiputera-owned only. Sarawak Bumiputera owner, business registered in Serian or Mukah (2025 intake) | Closed |
Grant rules change often. Confirm every detail with the agency before you apply.
What counts as micro, small or medium?
SME Corp Malaysia definition: sales turnover or full-time staff, whichever is lower.
| Size | Manufacturing | Services and other sectors |
|---|---|---|
| Micro | Sales under RM 300,000, or under 5 staff | Sales under RM 300,000, or under 5 staff |
| Small | Sales RM 300,000 to under RM 15,000,000, or 5 to 74 staff | Sales RM 300,000 to under RM 3,000,000, or 5 to 29 staff |
| Medium | Sales RM 15,000,000 to RM 50,000,000, or 75 to 200 staff | Sales RM 3,000,000 to RM 20,000,000, or 30 to 75 staff |
How does this grant finder work?
- 01Each scheme carries its rules from the official page: business type, Malaysian ownership, years operating, size, sector and Bumiputera status.
- 02Your answers are compared with those rules. A scheme fits only when you meet every rule it states and it pays for your project.
- 03A rule the official page does not state is never guessed. The card tells you to confirm it with the agency.
- 04Matches rank open schemes first, then grants before loans, then the larger amount. Your answers never leave your browser.
Sources
Every scheme checked on 22 October 2026 against its official or published page.
- MIDA, DIAF ESG Adoption guidelines (27 April 2026)
- Bernama, SME Corp and microLEAP launch BAP alternative financing (8 September 2025)
- The Star, Digital Ministry pushes AI nation goal under Budget 2027 (11 October 2026), and Bernama (10 October 2026)
- Ministry of Finance, RM5 billion microfinancing media release (14 May 2026)
- BSN, MSME Digital Grant MADANI, and the Funding Societies application page (closed 5 September 2025)
- SDEC, SME Digitise! programme page (2025 intake)
- SME Corp Malaysia, SME definition
Last updated
Questions about digital grants in Malaysia
Is there a government grant for an SME website in Malaysia?
The main one, the MSME Digital Grant MADANI, paid 50% of the cost up to RM 5,000 for digital marketing, e-POS, cybersecurity and e-Invoice. Applications closed on 5 September 2025 and no 2026 round is announced yet. Financing such as SME Corp's BAP programme can still pay for ICT adoption.
Which digital grants are open now?
On 22 October 2026, 2 schemes in this tool were open. MIDA's DIAF ESG grant pays 50% up to RM 500,000, but only for ESG data software, until 31 October 2026. Budget 2027 set aside support for AI and automation through MDEC, with terms not announced yet.
Do I need to be Bumiputera to get a digital grant?
Most federal schemes here are open to any Malaysian-owned business that meets the ownership rule. A few state and agency schemes are for Bumiputera-owned businesses only, and the tool marks those clearly.
Can any vendor build a grant-funded project?
Not always. The MSME Digital Grant MADANI paid only providers on MDEC's list of digitalisation partners. Other schemes, such as MIDA's DIAF, let you pick your supplier but reimburse only spending after approval. Read the vendor rule before you get quotations.
Is Pali an approved grant vendor or consultant?
No. Pali is not an approved vendor, consultant or partner of any agency. Pali scopes the project, prepares the quotation and project description an application asks for, and builds it, for schemes that let you choose your supplier.
How do I apply for SME financing for a digital project?
SME Corp's BAP Alternative Financing offers up to RM 400,000 through microLEAP, and up to 40% can convert to a grant if you repay on time. Prepare a clear scope, a quotation and your recent bank statements before you apply.
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